We understand that many necessary procedures to protect or restore your teeth can sometimes seem costly. Our office accepts most PPO insurance plans, but we will work with you on a payment plan or help you apply for CareCredit since breaking expenses into smaller monthly payments is often more affordable. We want you to receive the treatment you need without feeling anxious over the expense.
We work with most PPO insurances, including Aetna, Blue Cross Blue Shield, Cigna, Delta, Guardian, Connection Dental, GEHA, Dentemax, and others that are under the bigger umbrellas such as DHA (Dental Health Alliance) or DBP (Dental Benefit Providers). This list is constantly being updated, so if you don't see your insurance on this list, give us a call or email us. We'll happy check your coverage and see how we can help you!
If you currently do not have insurance, or your employer does not offer dental benefits, you can still find coverage for yourself and your family. The state of California is now offering dental insurance on its Covered California site. Because dental coverage for adults is not considered an “essential health benefit” under the Patient Protection and Affordable Care Act (PPACA), dental insurance is offered separately from health insurance plans. However, dental coverage for children is considered an essential health benefit, so the plans on Covered California cover children’s dental care as well as their parents.
At this time, we do not work with any HMO insurances.
Many of our patients appreciate the level of care our office provides so they choose to see us on an out-of-network basis. We will still process your insurance claims on your behalf to help maximize your benefits for you.
Cash Payment Plans
Dental insurance covers services on a scale, and some services may not be covered fully, or – if cosmetic in nature – not at all. We accept cash, credit cards (Visa, MasterCard, and American Express), and checks as payment for dental services not covered by insurance.
If you would like to spread your payments out in order to avoid what could be a burdensome financial obligation, we also offer an in-house 90-day credit card payment arrangement. We also offer CareCredit if 90 days is too short a period for your financial situation.
CareCredit is a healthcare credit card that allows you to pay for necessary or cosmetic dental work. It has been offered by dental offices for 30 years, and Dr. Dovidio recommends it as an option when other resources are unavailable. Some of the services that are covered by CareCredit include such elective services as veneers, dental alignment (Invisalign), braces and retainers, and dentures. However, it will also cover necessary services such as regular check-ups, endodontic procedures, periodontal disease prevention, ceramic fillings and crowns, and dental cleanings.
You can apply for CareCredit online by clicking here. A decision on your application is provided instantly, and you can use CareCredit the same day you apply. As it is a credit card, CareCredit can be used repeatedly, and it will keep your dental care costs separate from any other credit card purchases you make. Special financing offers may also apply to your situation.
CareCredit can also be used to pay your dental insurance deductibles and co-payments and in combination with other credit card or cash payment arrangements. Please contact our office and speak to us about applying for CareCredit to take care of your dental financial needs.